The year 2020 has been an extremely difficult one for everyone one of us across the globe. This Christmas let us pray for the well being, good health and happiness for all. We hope the pandemic simply vanishes and normalcy returns to the world at the soonest.  May this festive season end on a happy note and pave the way for a joyous New Year.  Wish you a Merry Christmas filled with love, joy, peace and prosperity .